Our Team

Phil Cresp (Adv Dip FP)
Principal / Financial Planner
Authorised Representative of Charter Financial Planning, License Number 234665


I’ve been advising for a little over 10 years and still nothing gives me greater pleasure than bringing sound advice and certainty to each one of my clients lives.

Each of our financial future rides on a forever changing landscapes impacted by many areas not least of all the many government legislation changes, share market volatility and the world leadership circuses affecting us all daily ensuing the value for advice has never been more important.

Our team help deliver wonderfully strong and sound advice in an uncomplex and transparent manner supporting each and every one of our clients own their tomorrow whether it be building wealth, planning for retirement or as simple as financially protecting a young family.

When I’m not focusing enormous energy and enthusiasm to each client’s advice, I place a high priority on being involved with my busy Twins academic and sporting lives through activity on boards as well as coaching numerous sports. And from a relaxing point of view, I love a quiet cup of tea at home with my wife Ebonie or a glass of red whilst burying myself with an inspirational book or biography (always keeping a keen eye for another stirring quote to pass on through my weekly email quotes).

Derek Schutz (Dip FP, GDipFinPlanning, MoFP)
Principal / Financial Adviser

Authorised Representative of Charter Financial Planning, License Number 234665


I’ve had over 25 years in Financial Services with over 16 years specialising Financial Planning predominantly in rural locations following on from my banking career

Having previously been a Practice Manager & Senior Adviser with Lehmann Flanigan Financial Services has prepared me well for my next exciting professional chapter being a principle of our practice.

I’ve always placed a high importance to continued professional development by way of continued study more recently finishing my Graduate Diploma and Masters degree in Financial Planning.

I’d consider myself to be a holistic adviser providing strategic advice in, but not limited to, Superannuation, Investments, Retirement, Centrelink and Wealth & Asset Protection (Risk Insurance). On a personal level I enjoy spending time with his fast growing up family, socialising with friends, fishing and of course plenty of sport albeit watching now days.

Sara Clarke Dip FS (FP)


I’ve had considerable and diverse experience over many years paraplanning with firms in Adelaide as well as the last 4 years with Lehmann Flanigan and of course now OYT Wealth.

I enjoy my role being responsible for the bringing the advice to life by way of strategy preparation and research, drafting advice documents and keeping up to date with the forever changing legislation and landscape of today’s superannuation environment. When I’m not combing through government changes, I enjoy a good book and a sneaky self-pamper day.

Melanie Lush (Dip FS/FP)
Client Service Officer / Manager


I’ve seen many years within the Financial Planning and Taxation industries and more recently achieving 10 years with John and LFFS. Originally beginning as an administration assistant, I found my passion and thus and after extensive experience and education I now oversee the compliance and client experience areas with much success. When I’m not keeping the team focused and on track, I really enjoy spending time on or near the river with my family and friends.

Ebonie Cresp
Accounts Administrator / Client Service Officer

I’m relatively new to the financial planning industry having previously had broad experiences within business administration and account keeping within other business across the Riverland.

Although I’m excited to be responsible for the day to day business operations and team management I feel a greater excitement to welcome a fresh and vibrant business approach and direction with the recent expansion of our team.

Outside of my work environment I enjoy nothing more than appreciating great food and wine with family and friends over lazy weekend afternoons.

Zoe Binder
Reception and Client Services

Being relatively new to the Financial Planning Industry I’m really enjoying learning all aspects of the business and especially our team and client environment. Previously to this role I have enjoyed years within hospitality initially working part time while at school and eventually in a management capacity a few years after completing school.

Although I am still learning the workings of each of the exciting areas of superannuation, investments and Insurance I already feel this next chapter is going to be an exciting one with hopes of further study.

I’ve always enjoyed participating in social netball and concocting brilliant excuses to skip the gym preferring to take the dog for a walk. With any free time I love catching up with my friends and family, usually with either a coffee or beer in hand!

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